Car breakdown
When the car stops, the help starts.
Four cover levels — pick the one that fits. From a starter roadside-and-local-recovery plan up to full European Assistance.
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Roadside + Local
Indicative only — your price depends on your details.
Includes at this tier
- Roadside Assistance
- Local Recovery (up to 10 miles)
- 24/7 single number
- FCA-approved AR
- UK underwritten
- FSCS protected
Revive Insure Limited is an Appointed Representative of Innovative Risk Labs Ltd, under Firm Reference Number 1040766. Innovative Risk Labs Ltd are authorised and regulated by the Financial Conduct Authority under FRN 609155. We are registered in England and Wales under registered company number 16421370. Registered Office Address: First Floor 5 High Street, Westbury-On-Trym, Bristol, BS9 3BY.
What’s covered
Four cover levels, side by side.
Pick the one that fits how and where you drive. Each level adds to the one below it.
| Feature | Roadside | Recovery | Home Cover | Europe |
|---|---|---|---|---|
| Roadside Assistance | Included | Included | Included | Included |
| Local Recovery (up to 10 miles) | Included | Included | Included | Included |
| Nationwide Recovery | Not included | Included | Included | Included |
| Driver Illness / Injury benefit | Not included | Included | Included | Included |
| Home Assist (within 1 mile of home) | Not included | Not included | Included | Included |
| European Assistance (max 90-day trip) | Not included | Not included | Not included | Included |
Note: Roadside and Recovery levels don’t include Home Assist — if you break down within a mile of home on those levels, you’ll need to arrange an alternative recovery service instead.
What’s covered
Four cover levels. Pick the one that fits.
- Home Assist (Home Cover and Europe)Help if you break down within a mile of home.
- At roadside (every tier)A breakdown operator gets to you at the side of the road, dual carriageway, or motorway.
- Recovery (Local on Roadside; Nationwide on Recovery, Home Cover, Europe)Local recovery up to 10 miles on Roadside. Nationwide recovery on Recovery, Home Cover and Europe.
- European Assistance (Europe tier only)Up to 90-day trip cover for breakdowns in Europe.
What’s not covered
The fair-warning list.
No small print, no surprises. Here’s exactly what this policy doesn’t cover.
- Vehicles over 15 years old, or not listed on your schedule
- Vehicles over 3.5 tonnes, minibuses, motorhomes, horseboxes, limousines, and vehicles over 8.5m long, 2.5m wide or 3.5m high
- Vehicles connected with the motor trade, or used for hire, courier work, racing, off-road, rallies or track days
- Breakdowns in the first 24 hours of a new policy (not at renewal or continuous transfer), and faults you’d already called out about and not repaired within 28 days
- Breakdowns caused by failing to keep the vehicle roadworthy (oil, water, maintenance), overloading, or where the vehicle is illegal, untaxed, uninsured or unroadworthy
- Glass and windscreen call-outs; the cost of parts, components or materials; labour beyond half an hour at the roadside; supplying a spare wheel/tyre if you aren’t carrying a serviceable spare, repair kit or jack
- Caravans and trailers over 7 metres, or when detached from the vehicle; transporting horses or livestock
- Recovery more than 10 miles when immobilised by snow, mud, sand, water, ice or flood; storage charges; draining contaminated fuel
- Anything not authorised by the claims handler, costs you’d have incurred anyway, and incidental costs (food, drink, phone)
- Standard general exclusions: war and terrorism, nuclear and radioactive contamination
- Limits
- Up to 6 call-outs per year; claims capped at £15,000 in any policy period. Alternative transport up to £250 (£750 in Europe). Home Assist covers within a one-mile radius of home (Roadside and Recovery levels don’t include it). European cover varies by level, with single-trip duration limits.
This is a summary. Your policy wording (BDLI-0000) sets out the full list of exclusions and conditions — please read it.
Tell us at quote →Things to know
Conditions and caps.
A handful of items that change what you can claim and when. Worth reading before you buy.
- 6 callouts per yearYou can claim up to 6 times in any 12-month period of insurance. After that, additional callouts aren’t covered.
- £15,000 total claims capThe maximum total value of claims in any 12-month period of insurance is £15,000.
- 24-hour wait at policy startThe first 24 hours of cover are excluded unless you’re moving directly from a continuous prior breakdown policy with no gap.
- European motorway recovery — £150 cap (Europe tier)Recovery from a European motorway is covered up to £150. Anything beyond that is paid by you and recoverable through travel insurance if you have it.
- European repatriation — 48-hour wait (Europe tier)If your vehicle can’t be repaired in Europe, repatriation arranges return to the UK after a 48-hour wait. A quick flight home isn’t included.
- Card pre-authorisation on callIf we can’t verify your cover at the time you call, the claims handler may take a pre-authorisation on a debit or credit card. Released when cover is confirmed.
- Roadside parts payable on the dayAny parts fitted at the roadside (battery, fuel, fuses, bulbs) are paid for by you at the time. The labour to fit them is included.
- Specialist or heavily modified vehiclesRecovery equipment can’t accommodate certain modifications. Lowered cars and specialist suspension may require alternative recovery, which isn’t covered.
Full terms are in the policy wording — the items above are the ones most likely to affect a claim.
Who this is for
Vehicles we can cover.
This policy covers cars and small light goods vehicles. Some vehicles fall outside the cover — please check the eligibility list before you buy.
Up to 15 years old
The vehicle must be no more than 15 years old from its first registration date.
Cars and vans up to 3.5 tonnes
Cars and vans with a gross weight (laden) of 3.5 tonnes or under. Vehicles over 3.5 tonnes aren’t covered.
Within size limits
Maximum 8.5m long, 2.5m wide, 3.5m high. Larger vehicles can’t be recovered.
Not eligible
Minibuses, motorhomes, horseboxes and limousines are excluded, along with vehicles over 3.5 tonnes.
How it works when you need it
Three steps. Back on the road.
- 01
Call us
0333 241 2484 (UK) · +44 1206 812815 (from Europe). 24 hours.
- 02
We dispatch help
A breakdown operator is sent to your location.
- 03
You’re back on your way
Fix at the roadside if possible, recovery if not.
Common questions
Common questions.
Independently reviewed
Revive Insure Limited is an Appointed Representative of Innovative Risk Labs Ltd (FCA FRN 609155). Policy wording and customer-facing content reviewed by IRL before publication.
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Who provides this cover
The companies behind this policy.
- Arranged by
- Revive Insure Limited (Company No. 16421370), Appointed Representative of Innovative Risk Labs Ltd, FRN 1040766.
- Scheme administrator
- Motorplus Limited trading as Coplus, FRN 309657.
- Underwritten by
- Astrenska Insurance Limited trading as Collinson Insurance, FRN 202846, registered in England No. 01708616.
- Claims handled by
- Call Assist Limited — 24-hour single number for roadside, recovery, Home Assist, and European Assistance.
Verify any FCA-regulated firm above on the Financial Services Register at register.fca.org.uk.
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