Gadget insurance
Cover for the things you actually use.
Theft, accidental damage, cracked screens, worldwide cover. Single device or family bundle.
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iPhone 15 Pro · 256GB
Indicative only — your price depends on your details.
Typically includes
- Theft
- Accidental damage
- Cracked screen
- FCA-approved AR
- UK underwritten
- FSCS protected
Revive Insure Limited is an Appointed Representative of Innovative Risk Labs Ltd, under Firm Reference Number 1040766. Innovative Risk Labs Ltd are authorised and regulated by the Financial Conduct Authority under FRN 609155. We are registered in England and Wales under registered company number 16421370. Registered Office Address: First Floor 5 High Street, Westbury-On-Trym, Bristol, BS9 3BY.
What’s covered
Everything your gadget needs.
- Accidental damageDrops, knocks, cracked screens — including damage from fire and liquid.
- Liquid damageSpills, splashes and water damage that stops your gadget working.
- BreakdownElectrical or mechanical failure once the manufacturer’s guarantee period has ended.
- TheftFrom your home, in transit, or out and about.
- Accidental lossCover if you lose your gadget — strict conditions apply.
- Fraudulent usageUnauthorised calls and data use after a theft or loss, within the policy limits.
- Worldwide coverUp to 90 days outside the UK in any 12-month period, with repairs carried out in the UK.
What’s not covered
The fair-warning list.
No small print, no surprises. Here’s exactly what this policy doesn’t cover.
- Gadgets more than 36 months old when cover started, bought second-hand (unless refurbished by a manufacturer, insurer or network), or where you can’t provide proof of ownership (date of purchase, make, model, IMEI/serial)
- Gadgets not in good condition and full working order when the policy started, or previously repaired with non-original parts
- Loss where you can’t identify when and where you last had the gadget, or where proof of usage can’t be established
- Loss or damage where reasonable precautions weren’t taken, and gadgets left unattended — out of your sight and arm’s reach (strict conditions apply to items left in a vehicle or building)
- Accessories, SIM cards (unless a SIM registered to you was in the gadget), and any loss of data, apps or software
- Reconnection costs and subscription fees; fraudulent usage above £2,500 for calls / £500 for data, and only where the loss was reported to your airtime provider within 24 hours
- Drones used for commercial or business purposes
- Wear and tear, routine servicing, cleaning, cosmetic damage; VAT where you’re VAT-registered; and any indirect loss, such as not being able to use the gadget
- Standard general exclusions: war and terrorism, nuclear and radioactive contamination, sonic pressure waves, computer viruses and date-recognition failures
- Excess
- You pay the first 10% of your gadget’s value on every claim. An extra £50 excess applies to any claim in the first 14 days of a new policy (not at renewal).
- Where you’re covered
- Worldwide for up to 90 days in total in any 12-month period, with repairs carried out in the UK. No cover where the FCO advises against all but essential travel.
This is a summary. Your policy wording (GGDH-0000) sets out the full list of exclusions and conditions — please read it.
Tell us at quote →Who this is for
Single device or family bundle.
Gadget cover works for anyone who relies on their devices and can’t afford to be without them. Multi-item discounts apply when you cover a family’s worth at once.
Single device
Cover one phone, laptop, or tablet on its own.
Family bundle
Up to ten devices across a household on one policy.
How claims work
Three steps. Device sorted.
- 01
Call us
020 4652 0136, 24 hours a day. Press 1 for claims.
- 02
Talk to a person
A real human who can validate the claim and get the next step moving.
- 03
Repair or replace
Whichever is right for the device and the damage.
Common questions
Common questions.
Independently reviewed
Revive Insure Limited is an Appointed Representative of Innovative Risk Labs Ltd (FCA FRN 609155). Policy wording and customer-facing content reviewed by IRL before publication.
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