Regulated, authorised, and nothing hidden.

Revive Insure Limited is an Appointed Representative of Innovative Risk Labs Ltd, which is authorised and regulated by the FCA (FRN 609155).

IRL is authorised and regulated by the Financial Conduct Authority. As our principal firm, IRL is responsible for the regulated activities we conduct on its behalf. This includes regulatory oversight, complaints escalation where appropriate, and the handling of insurer monies under trust arrangements.

Both Revive Insure and IRL are listed on the Financial Services Register, maintained by the FCA. Visit the register and search by firm name or reference number to verify any FCA authorised firm — including ours.

Through IRL’s authorisation, Revive Insure is permitted to:

• Arrange (bring about) deals in non-investment insurance contracts.
• Make arrangements with a view to transactions in non-investment insurance contracts.
• Assist in the administration and performance of a contract of insurance.
• Deal as an agent in non-investment insurance contracts.
• Carry on credit broking (premium finance).

We do not provide financial advice on any investments, pensions, mortgages or other regulated products, including contracts of insurance. All sales are made on a strictly non-advised basis.

Premiums collected by Revive Insure are paid into segregated insurer trust accounts operated by IRL under FCA-compliant trust arrangements. Premiums are remitted to underwriters on a regular cycle. This structure means your premium is protected throughout the journey from payment to underwriter.

The price on your quote is the price you pay.

Our revenue comes from a margin built into the premium. This means our remuneration is included in the total shown on your quote.

We don’t charge an arrangement or broker fee to set up or renew your policy. A £25 charge applies if you make a mid-term change, and a £50 charge if you cancel after the 14-day cooling-off period. Full details are in our Terms of Business.

Where we offer premium finance (monthly payments via a finance provider), the APR, total amount payable, and any finance fees are shown clearly before you accept.

• The price on your quote is what you pay.
• Our revenue is a margin built into the premium — not a separate charge on top.
• No set-up or renewal fee.

Revive Insure’s customers are covered by the Financial Services Compensation Scheme (FSCS). The FSCS may pay compensation if a regulated firm is unable to meet claims against it.

For general insurance contracts, the FSCS protection is:

More information: fscs.org.uk.

If you’re not satisfied with our service, see our complaints process. If you’re not happy with how we’ve resolved your complaint, you can escalate it to the Financial Ombudsman Service.

Revive Insure is registered with the Information Commissioner’s Office (ICO) as a data controller.

ICO Registration Number: ZB963326

For details of how we use personal data, see our privacy notice.

Insurance Premium Tax (IPT) is charged on most insurance premiums at the standard rate (currently 12% as of [PLACEHOLDER:ipt_review_date]). Higher rate IPT applies to certain travel insurance and warranty products. Where IPT applies, it’s included in the premium displayed at quote.